Ranger Title Privacy Policy

COMMITMENT TO PROTECTING YOUR PERSONAL INFORMATION

At Ranger Title, we prioritize safeguarding your personal and financial information. To provide you with our services effectively, we may request certain details from you. We understand that you may be concerned about how your information will be used, especially when it involves personal or financial details. You have the right to know how we handle your information, which is why we have established this Privacy Policy to govern its collection, use, and protection.

APPLICABILITY

This Privacy Policy applies to the personal information that you provide to us. It does not cover information we gather from other sources, such as public records, third parties, or other entities.

TYPES OF INFORMATION WE COLLECT

Depending on the services you use with us, we may collect the following types of personal information:

• Information you provide when applying for services or through communications with us (including in writing, by phone, in person, or other methods).
• Information regarding your transactions with us, our affiliates, or other parties.
• Information from consumer reporting agencies.

HOW WE USE YOUR INFORMATION

Ranger Title uses the personal information we collect for legitimate business purposes, not for the benefit of any nonaffiliated third parties. We will only share your information with nonaffiliated parties in the following cases:

1. As necessary to provide the requested product or service.
2. As required or permitted by law.
   We may retain your information indefinitely, even after any business relationship ends, for purposes like internal analysis, quality control, or customer research.

FORMER CUSTOMERS

Even if you are no longer a customer, this Privacy Policy remains in effect for the handling of your information.

CONFIDENTIALITY AND SECURITY

We are committed to ensuring the security of your personal information by implementing appropriate safeguards. Access to your information is restricted to individuals and entities who need it to provide services to you. We train our employees and agents to manage your data responsibly and in compliance with this Privacy Policy. We maintain physical, electronic, and procedural security measures that align with federal regulations to protect your personal information.

HOW DOES RANGER TITLE PROTECT MY PERSONAL INFORMATION?

We utilize federal law-compliant security measures to protect your personal information from unauthorized access and use. These measures include secure computer systems, files, and buildings.

HOW DOES RANGER TITLE COLLECT MY PERSONAL INFORMATION?

We collect your personal information in various ways, including when you:

• Apply for insurance or pay insurance premiums.
• Provide your mortgage details or show your driver's license.
• Share your contact information with us.

Additionally, we may obtain your information from third-party sources, such as credit bureaus, affiliates, or other companies.

WHY CAN’T I LIMIT ALL SHARING?

Federal law grants you the right to limit some, but not all, sharing of your personal information. You can limit:

• Sharing of your creditworthiness information with affiliates for their everyday business purposes.
• Affiliates' use of your information for marketing purposes.
• Sharing of your information with nonaffiliates for marketing purposes.

State laws and individual companies may provide you with additional rights.

SHARING PRACTICES AND YOUR RIGHTS

As a financial company, we must share your personal information to conduct our everyday business. Below, we outline the reasons we may share your information, the reasons Ranger Title chooses to share it, and the options available to you for limiting this sharing.